Farm Insurance Policies
Licensed in KY, IN & TN | Free Quotes | Independent Insurance Agency in Owensboro and Henderson, KY
Grow Your Business While Protecting Your Livelihood
It can be overwhelming to think about insuring your farm if it's both your home and your business. Farm insurance eliminates the confusion and allows you to simplify your insurance into a single policy. That's where Best Insured in Owensboro and Henderson, KY comes into the picture.
When your farm is both your home and your business, insurance can seem like a complicated topic. In fact, it's an opportunity to get a single policy that meets all your needs. The key is being certain about what you want from a farm insurance policy and making sure your insurer provides it. The starting point is protecting your property and contents against damage such as:
- Fire
- Theft
- Flooding
- Natural disasters
A Variety of Insurance Options for Your Farm
Some policies will cover everything, while others will specifically protect either your personal dwelling and possessions or the equipment and buildings used in your agricultural business. In the latter case, make certain you check the definitions and exclusions. Contact us today to learn more about farm insurance policies.
Coverage for Your Livestock and Crops
Also consider insurance for livestock, harvested grains, etc. Reach out for more information about how the replacement costs are calculated; specifically, whether lost profits are part of the calculations.
The Business Side of Farming
As with any business, you'll also need to look into workers' compensation for employees, liability insurance for visitors to your premises, and specialty coverage for any vehicles you use for work rather than just for personal driving.
To take the next step in protecting your livelihood, contact us today.
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