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Have an insurance-related question? We have the answer. Check out these FAQs and give us a call today for more information!

  • What is the minimum required coverage?Remember, not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. In most states, this means your auto insurance will cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault states will also cover your own car or truck. Additionally, the law usually states that auto insurance policies must cover some medical bills that result from a car crash. If you need more information on Erie auto insurance in Henderson, KY, give us a call today.

  • What are the risks my home faces?Imagine if your house caught on fire. Not only would you lose your home, but you'd also be burdened financially and emotionally. Without adequate home insurance, you would be left with no way of raising the funds to pay off the balance of the mortgage. Of course, home insurance may also protect you from more common things like pipe leaks and property damage. Because even small issues can add up, having comprehensive coverage helps you protect your biggest investment. If you need comprehensive coverage, contact our reliable independent insurance agencies in Henderson, KY.

  • Do I have the right home insurance?Does your current home insurance cover all your needs? Chances are, it doesn't. As your insurance advisor, we'll work with you to determine the risks your home faces and customize your coverage to fit your specific needs. Whether you live in a one-story house or a mansion, it's the place you call home. Your home deserves to be covered with insurance that's more than just the bare minimum. Whether you need home insurance or business property insurance in Henderson, KY, we are the advisors for you.

  • What is term life insurance?With term life insurance, you pay regular premiums for a set period, and the policy only pays out if you die during this period. The most common types of life insurance are term life insurance, whole life insurance, and universal life insurance. Each has its own way of paying out, and the plan you choose can be best determined by your individual needs. For help choosing the best plan for you, give us a call today. Best Insured is one of the top choices for life insurance and business insurance Henderson, KY residents rely on.

  • What is whole life insurance?With whole life insurance, there's no set period. You usually pay regular premiums until you pass away, at which point the policy pays out. Sometimes you have the option to take a lump sum back while you are still alive, but this will reduce the amount paid out when you pass away. Our independent insurance agencies in Henderson, KY are here to help you find the best plan for your needs.

  • What is universal life insurance?Universal life insurance works in a similar way to whole life insurance, but you have more flexibility about taking money early. You can even borrow money and repay it later. However, if you have any outstanding loans when you die, then the policy's payout can be significantly affected. For quality advisors on life insurance or business property insurance Henderson, KY residents trust, give us a call today.

  • What are some things to consider before getting life insurance?The premiums you pay depend heavily on your age and medical history, along with the amount you want the policy to pay out. So, it's important to seek expert advice before committing to life insurance. That's why we're here to help. Contact us today for reliable life insurance or business insurance in Henderson, KY.

  • Which coverages are legally required for motorcyclists?The absolute minimum coverage you'll need when it comes to motorcycle insurance is liability insurance, which covers costs you have to pay to other people after an accident that's your fault. This includes their medical bills and repairing or replacing their vehicle. Your state's laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit. If you need Erie auto insurance in Henderson, KY, give us a call today.

  • What does collision and comprehensive coverage offer for my motorcycle?Motorcycle collision coverage will pay out to repair or replace your bike after a crash, even if it's deemed your fault. Meanwhile, comprehensive coverage adds in coverage for your bike being stolen, vandalized, or damaged by fire. For more information on our motorcycle or Erie auto insurance in Henderson, KY, please reach out to us today.

  • What does livestock mortality insurance cover?In simple terms, livestock mortality insurance generally covers the premature death of a covered animal due to non-natural causes. This may include death from accident, injury, illness, disease, disability, or extreme weather. The exact coverage options will depend on what your specific policy includes, however. Essentially, this coverage will act like a business loss policy, where it covers the cost of replacing the animal, as well as any lost revenue between the time of the loss and the actual replacement. It's important to note that exclusions may apply depending on your policy and that natural causes of death would not be covered. If you are looking for livestock mortality insurance, give our independent insurance agencies in Henderson, KY a call.